more information
therapy for women in Minnesota
I’m here to make the process as smooth as possible. Whether you're new to therapy or returning, I want you to feel comfortable and informed. Here, you’ll find everything you need to know about fees, payment options, and how I work with insurance. My goal is to ensure that you can focus on what really matters—your well-being—without any unnecessary stress about the logistics. Let's walk through the details together.
I'm glad you're here
getting started with therapy is an important step towards feeling better
First things first, reach out. Please call 320-255-0343 or email KHutchins@cfpsmn.com to schedule a therapy appointment with me.
We'll schedule a complimentary 15-minute phone consultation, where we'll talk about what you are looking for, ask questions, and decide on next steps.
Your first session will be a 55-minute initial intake and assessment, and after that we'll most likely begin with weekly sessions. I typically offer appointments during daytime hours, Monday – Thursday.
how to get started
o1.
55-minute initial intake and assessment - $250
55-minute therapy session - $200
If you are using insurance, I use a third party billing company to submit insurance claims following each session. Bills are sent to clients after insurance has processed the claims.
Payment is due at time of service for self-pay. I accept debit or credit cards, Flexible Spending Account (FSA) cards, or Health Savings Account (HSA) cards. Payment will be processed through my HIPAA-secure practice management system.
I do offer a discounted rate for people who are self-pay. For the self-pay discount, each session must be paid for as it occurs. Insurance will not be billed.
fees
o2.
- HealthPartners
- Cigna
- Blue Cross Blue Shield of Minnesota
- United Healthcare
- Optum
- Medicaid
- Medical Assistance
Check with your plan directly to verify your coverage. You may be asked for the CPT code in order to verify reimbursement rate. The CPT code for the Initial Intake is 90791 and the CPT code for 55-minute individual sessions is 90837.
Some insurance plans will reimburse you for services even with providers who are not in-network. I provide monthly superbills for this purpose and can submit the bill to your insurance company for you as well. However, some insurance companies or plans will not. I suggest contacting your insurance company and asking them prior to reaching out to me. Otherwise, you can opt for private pay.
insurance
o3.
- Personalized therapist selection: Choose the best therapist for your needs, free of insurance company restrictions
- Privacy: Ensure guaranteed privacy and confidentiality during your sessions
- Opt-in mental health diagnosis: Whether the concern is stigma, future record concerns, you are able to keep mental health diagnoses away from your private health records as they are not obligatory. You won’t receive a diagnosis unless requested, whereas insurance can require diagnoses in order to cover care.
- Continuity of care: Stay with your therapist, even if your insurance plan or coverage changes.
- Unlimited sessions: The number of sessions you need isn’t tied to what your insurance company deems necessary; you can decide to continue therapy to maintain your growth.
- No worries about deductibles: Particularly if you have a high deductible plan
- Session Flexibility: Longer sessions can be arranged if preferred or needed
private pay
o4.
therapy online
o5.
I'm here to support you every step of the way. Whether you're looking to navigate life's challenges, work through difficult emotions, or simply improve your overall well-being, therapy can be a transformative experience. If you’re ready to begin, or if you have any questions, don’t hesitate to reach out. Your journey starts here, and I’m honored to be a part of it.
Taking the first step towards therapy is a powerful decision
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